stairpay

    The home of gradual ownership

    The next step on your housing journey could be critical, make it with Stairpay.

    I’m in Shared Ownership
    Happy person

    Featured in

    Housing Today
    The Times
    Inside Housing

    Our free tools for you to make the right decisions

    Choosing the path to success

    Build a plan for your future

    There are many variable costs in Shared Ownership, from your rent to mortgage and service charge. Make sure you stay one step ahead of any rising costs. Our equity planner allows you to build a bespoke plan for your situation.

    Sign up to use our equity planner →
    What is your current salary?
    £0
    How much do you save a month?
    £0
    What is your mortgage balance?
    £0
    What is your profession?
    IT professional
    What is your postcode?
    MK1 3HA
    Girl Purple Border
    Your equity in 5 years:
    £0
    ↑ £16,525 gained from house price appreciation

    Buying more equity

    Staircase to full ownership

    Looking to purchase an extra 1%? Ready to own 100%? We can help you make sense of the process. From automated property valuations to affordability calculators and our staircasing wizard, we can help you feel less stressed during this process.

    Try our staircasing calculator →
    Father and Sone
    You can afford to staircaseby 0%!
    Current
    🏠
    0%
    Affordable
    🎉
    0%
    New monthly payments breakdown
    Monthly rent
    £300.33£0
    Mortgage
    £200.33£0
    Service charge
     £0
    New monthly payments£0
    What can I do next?
    afford-stair-1.png
    Work out your property value
    Powered by Stairpay
    Completed ✅
    afford-stair-2.png
    See how much you can afford
    Powered by Stairpay
    Completed ✅
    afford-stair-3.png
    Speak to a mortgage broker
    Completed ✅
    afford-stair-4.png
    Obtain a RICS valuation
    Completed ✅
    afford-stair-5.png
    Start your application
    Powered by Stairpay
    Completed ✅

    Becoming part of a community

    Talk to people like you

    Shared Ownership is a complicated journey. The best way to know you’re on the right track is to talk to others who are going through it. Follow our Facebook page to join our community of Shared Owners, ask questions, and share the journey of homeownership.

    Join our community of Shared Owners →
    Ollie S.
    Ollie S.just now

    Anyone know a good solicitor for Shared Ownership?

    Erin A.
    Erin A.1 week ago

    Has your housing association reached out about staircasing?

    Jack F.
    Jack F.2 weeks ago

    Has anyone had a good experience obtaining a RICS survey recently?

    Our thousands of users have bought from...

    Logos

    And many more...

    Join the community

    Sign up today to take your next step

    Join thousands of gradual owners who are relying on us to make the right decisions

    Sign up
    Phone Mockup
    0%

    Testimonials

    What our residents think

    We’ve helped over 0 people through the Shared Ownership and staircasing process so far.

    ★★★★★

    Flawless

    I am so grateful for Stairpay’s help, genuinely cannot thank them enough for all of the amazing support and advice I received!

    Jonathan Beaumont

    11th June, 2023

    ★★★★★

    Easy and helpful

    I would 100% recommend Stairpay’s free mortgage broker service.

    Martin Goode

    2nd June, 2023

    ★★★★★

    My new favourite company!

    I truly could not have a higher opinion of the service I’ve received from Stairpay.

    Charlie Green

    20th May, 2023

    ★★★★★

    Great service

    Stairpay stayed on top of everything and chased other parties for updates or actions as required.

    Stephanie Winter

    9th May, 2023

    Stay up to date

    Find out if Stairpay could improve your shared ownership experience

    Get started

    Useful links